SME Copilot - Powered by Uruvia™
Your Business.
Professionally Managed.
A dedicated human accountant and a real-time financial dashboard - built specifically for SMEs who are ready to scale.
The Challenge
Running a Business Is Hard Enough
Messy Bookkeeping
Missing receipts. Unrecorded expenses. Month-end panic. It doesn't have to be this way.
No Access to Expert Guidance
Professional accountants charge what most SMEs can't afford. That gap is exactly what SME Copilot fills.
Cash Flow Blindspots
You're making money but don't know where it goes. Real-time tracking changes that - permanently.
"SMEs using Copilot report clearer cash flow visibility, faster loan approvals, and less time on admin - within the first 30 days."
What's Included
Everything You Need to Run a Tight Ship
Bookkeeping
Automated categorisation of every transaction.
Expense Tracking
Scan receipts. Monitor spend in real time.
Payroll
Automated salary processing and tax deductions.
Invoicing
Create and send professional invoices instantly.
Expert Advisory
Unlimited sessions with your dedicated human accountant.
Financial Reports
P&L, Balance Sheet, and more - on demand.
FIRS/LIRS Support
Tax compliance built into every feature.
Loan Readiness
Know your bankability score before applying anywhere.
Powered by Uruvia™
Your Financial Command Centre
Your SME Copilot subscription includes full access to Uruvia - our proprietary web platform. Live at uruvia.harborandco.com.
Comparison
How We Stack Up
| Feature | SME Copilot | Generic Software | Traditional Firms |
|---|---|---|---|
| Dedicated Accountant | ✓ | - | ✓ |
| Real-Time Dashboard | ✓ | ✓ | - |
| Loan Readiness Score | ✓ | - | - |
| Tax Compliance | ✓ | - | ✓ |
| Pricing Model | Transparent Flat Fee | SaaS Subscription | High Hourly Rates |
Pricing
Simple, Transparent Pricing
No hidden fees. No surprises. Pick the plan that fits.
- ✓ 20 catalog items
- ✓ 60 transactions/month
- ✓ 5 invoices/month
- ✓ Basic dashboard
- ✓ Unlimited transactions
- ✓ Unlimited invoices
- ✓ Low-stock alerts
- ✓ Deep financial insights
- ✓ FIRS/LIRS compliance tools
- ✓ Loan Readiness Score
- ✓ Everything in Pro
- ✓ Dedicated human accountant
- ✓ Unlimited advisory sessions
- ✓ Payroll management
- ✓ White-label option
Join hundreds of SMEs already using Copilot.
Start your 14-day free trial. No credit card required.